Flexible requirements
Prefer not to move a paycheck? Start with promotions centered on balances, transfers, card spend, or savings funding. Read each institution’s definition carefully.
Citi
Checking account
Bonus
$325
How to get it
Two enhanced deposits totaling $3,000 within 90 days
Fee
$15 (waived with qualifying deposits)
Availability
Nationwide
Expires Oct 16, 2026
This offer has not been verified and its information may be outdated. Check the institution’s terms before acting.
Huntington
Checking account
Bonus
$600
How to get it
$25,000 deposited and maintained for 90 days
Fee
$25
Availability
Select states
Expires Sep 30, 2026
This offer has not been verified and its information may be outdated. Check the institution’s terms before acting.
Capital One
High-yield savings
Bonus
Up to $1,500
How to get it
Deposit $20,000–$100,000+ and hold 105 days
Fee
None
Availability
Nationwide
Expires Oct 31, 2026
This offer has not been verified and its information may be outdated. Check the institution’s terms before acting.
Raisin
High-yield savings
Bonus
Up to $1,000
How to get it
Deposit $10,000–$200,000+ and maintain 90 days
Fee
None
Availability
Nationwide
Expires Oct 1, 2026
This offer has not been verified and its information may be outdated. Check the institution’s terms before acting.
TD Bank
Savings account
Bonus
$200
How to get it
Deposit $10,000 within 20 days and hold 90 days
Fee
$5 (waived with balance)
Availability
East Coast
Expires Sep 30, 2026
This offer has not been verified and its information may be outdated. Check the institution’s terms before acting.
Axos
Business banking
Bonus
Up to $600
How to get it
$50,000 savings balance plus checking activity
Fee
None
Availability
Nationwide
Expires Jan 31, 2027
This offer has not been verified and its information may be outdated. Check the institution’s terms before acting.
U.S. Bank
Business checking
Bonus
Up to $1,200
How to get it
$5,000–$25,000 new money plus six transactions
Fee
Varies by account
Availability
Nationwide
Expires Sep 27, 2026
This offer has not been verified and its information may be outdated. Check the institution’s terms before acting.
Discover
High-yield savings
Bonus
$200
How to get it
Eligible new-customer funding offer
Fee
None
Availability
Nationwide
This offer has not been verified and its information may be outdated. Check the institution’s terms before acting.
Ally
Checking + savings
Bonus
$100
How to get it
Eligibility varies by current promotion
Fee
None
Availability
Nationwide
This offer has not been verified and its information may be outdated. Check the institution’s terms before acting.